About Kaptor


The Kaptor Group (“Kaptor” or the “Company”) is comprised of two primary businesses: Kaptor Financial Inc. (“Kaptor Financial”) and CarCap Auto Finance Group (“CarCap”) which was formed through the acquisition of AJM Leasing. (“AJM”). Kaptor Financial is a boutique merchant bank focused on providing financing solutions to small to medium sized businesses (“SMBs”) in Canada and abroad. CarCap, provides automotive lease financing, predominantly in the sub-prime market.
Kaptor’s corporate mission is to grow each business independently while leveraging the inherent operating synergies that exist between the merchant bank and automotive financing businesses.

Attractive Business Mix


The Kaptor Group operates two distinct but interrelated businesses that provide competitive advantages in linking the automotive lease financing business with a competitive source of capital from the merchant banking business. Not only do Kaptor’s complementary business segments provide the benefit of diversification, they also allow the Company to gather invaluable customer and market information, which is used strategically in managing the Company’s asset base and in its business planning activities. Additionally, the diversification of the business segments provide Kaptor with an ability to leverage the inherent “lumpiness” of the merchant banking business with the stability and consistency of the automotive lease financing business.

Superior Asset Base


In all aspects of Kaptor’s business, discretion and high selection standards determine the ultimate success of both the merchant banking and automotive lease financing business. Kaptor Financial maintains rigorous selection criteria and due diligence before financing is approved for a client. Similarly, CarCap prides itself on adhering to strict credit adjudication guidelines when reviewing potential leases and tracks its lease portfolio daily for delinquencies. The result is a portfolio of high quality investments offering attractive returns with industry low default and loan loss rates.